Broke Genius

Smart tracking meets savage accountability.Broke Genius analyzes your habits, roasts your spending,and helps you take control — without killing your vibe.
Financial self-awareness just got entertaining

Privacy policy

Privacy Policy (Broke Genius)
Last updated: 6 - 12 - 2025
1) Information We Collect
- Account: email, password (hashed), optional profile details you provide.
- App data: expenses, notes, categories, roast style, preferences, notification settings.
- Device/usage: basic device info and in-app events needed to operate and improve the app (no bank connections, no financial account access).
2) How We Use Your Information
- Provide core features (expense tracking, roasts, insights, trial/subscription access).
- Improve performance, reliability, and user experience.
- Send optional notifications if you enable them.
3) Storage & Security
- Data is stored in Supabase (EEA).
- Encrypted in transit (TLS); Supabase provides encryption at rest.
- Access is limited to authorized personnel for support/maintenance.
4) Sharing
- We do not sell personal data.
- We share data only with Supabase as our hosting/database provider. No other third parties are used today.
5) Your Choices & Rights
- Notifications: off by default; you can enable/disable anytime in the app/OS settings.
- Access/portability: request a copy of your data.
- Rectification: request corrections.
- Deletion: request deletion of your account and data.
- Objection/restriction: you may request we limit certain processing.
Contact: [email protected] to exercise rights. We may verify identity and respond within a reasonable time.
6) Retention
- We retain data while your account is active.
- On deletion request, we delete or anonymize your personal data unless retention is required by law.
7) Children
- Not intended for users under 16. If we learn of under-16 use, we will delete related data.
8) International/GDPR
- If you are in the EEA/UK, you have GDPR rights listed above. You may also complain to your local supervisory authority.
9) Changes
- We may update this Policy. We’ll notify you of material changes in-app or via email. Continued use means acceptance of the updated Policy.
10) Contact
Broke Genius
Email: [email protected]
Location: Ireland

Terms of Service (Broke Genius)
Last updated: 6 - 12 - 2025
1) Acceptance
By using Broke Genius, you agree to these Terms. If you do not agree, do not use the app.
2) Service Description
- AI-powered personal finance tracker for manual expense entry, insights, and roasts.
- No bank syncing; all expenses are user-entered.
- Available on iOS/Android; data stored in Supabase (EEA).
3) Eligibility
- You must be 16+ (or have parental consent if required by local law) and legally able to contract.
4) Accounts
- You’re responsible for safeguarding credentials and all activity under your account.
- Notify us at [email protected] if you suspect compromise.
5) Trial & Subscription
- 7-day free trial. After the trial, access is blocked until subscription is active.
- €9.99/month, billed via Apple/Google; their billing and refund rules apply.
- Cancel at least 24 hours before renewal to avoid further charges. No prorated refunds; access continues until period end.
6) License
- Personal, non-commercial, revocable, non-transferable license to use the app.
- You may not reverse-engineer, redistribute, or misuse the app.
7) User Data
- You own the data you input. We process/store it to provide the service.
- Handled per the Privacy Policy. No sale of personal data.
8) AI/Information Disclaimer
- Insights/roasts are informational only, not financial, legal, or investment advice. You’re responsible for your decisions.
9) Termination
- You may stop using the app anytime.
- We may suspend/terminate for violations or misuse. On termination, your access ceases; you may request data deletion per the Privacy Policy.
10) Disclaimers
- Service is provided “AS IS” and “AS AVAILABLE.” We do not guarantee uninterrupted or error-free operation or fitness for a particular purpose.
11) Limitation of Liability
- To the maximum extent permitted by law, Broke Genius and its affiliates are not liable for indirect, incidental, or consequential damages.
- Total liability is limited to the amount you paid in the 12 months before the claim.
12) Changes to Terms
- We may update Terms; material changes will be notified in-app or via email. Continued use means acceptance of updated Terms.
13) Governing Law
- Governed by Irish law; disputes resolved in Irish courts (unless mandatory local law says otherwise).
14) Contact
Broke Genius
Email: [email protected]
Location: Ireland